It’s a simple formula... Provide the broadest protection, at the lowest price available, and accommodate all boats and yachts

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Our Promise to You

Getting quick watercraft insurance quotes shouldn't be a stressful process for boat and yacht owners. Let our marine insurance team at Norman-Spencer work to get you the best coverage at the best possible rate.

If you have a runabout, sailboat, yacht, fishing boat, bass boat, high performance, seasoned boat, or jet ski, we can provide you the best marine insurance quote possible. Our team is made up of boat owners and enthusiasts that are fueled on providing each of our clients personalized service and getting the coverage you need. That formula and commitment to our customer service continues to build our success.

As a national leader of marine insurance, we will provide you with coverage from only the nation's highest rated carriers, including our own program, AquaPac. Whether you are a beginner, a licensed captain, or just looking to shop your current boat insurance rates, you can quickly and easily get your free boat insurance quote without any hassle.

Call or request online boat insurance quotes from Norman-Spencer today to get your free boat insurance quote now.

AquaPac Boat & Yacht Insurance

Our exclusive AquaPac program provides broad, affordable coverage that accommodates the full spectrum of boats, from personal watercraft to large sail and power yachts. Every AquaPac policy is written to meet your needs, and exceeds most programs available from standard and specialty marine insurance providers.

  • Agreed Value Protection
  • Pollution Liability
  • Wreck Removal
  • Towing/Roadside Assistance
  • Superior Personal Effects
  • Total Loss Available
  • Disappearing Deductible
  • Rental Reimbursement
  • Guaranteed Repairs

Discounts available for experience, ownership history, licensed captains, safety equipment, safety groups and courses, multi policy, off season lay-up (without a coverage reduction), AND MORE.

Endorsements available for Charter Vessels, injury protection for Captains and Crew, generous Navigation Limits, AND MORE.

Aquapac Fishon

IMPORTANT NOTICE: Available coverages vary from state to state, and are subject to policy terms and conditions. Product features may not be available for all risks or coverage selections. No two insurance policies are the same. Reading your insurance policy is an import part of knowing how you are covered.